The Owls

Interest rates, swipe fees, recurring charges and Don’s case that credit cards make everyday life more expensive.

Don argues that the way teachers mark what’s wrong may train students to see the world through negative reinforcement.

A long-form collection on bureaucracy, welfare, economic promotion zones, government debt and personal privacy.

Don looks at how two giants helped create their own future—and then failed to recognize it.

Two short observations about public investment and digital privacy.

Why modern comfort hasn’t made us calmer—and what IBM, 3M and an airport sign might teach us about attention.